In the context of a loan consolidation, a borrower can obtain new financing solutions, subject to acceptance of the file by Crediteriol Personal Finance.

Grouping of credits, what is the point?

Grouping of credits, what is the point?

A consolidation of credits makes it possible to group together all credits (and debts, if any) subscribed from different lenders. Among the advantages of the loan consolidation, you have the possibility to obtain refinancing solutions, subject to acceptance of your file by Crediteriol Personal Finance.

Apply for a pool of credits

Apply for a pool of credits

As part of a loan consolidation application, Cashimagu reviews all refinancing projects related to your needs. Our advisors are available to help you find the most appropriate solution for your situation:

  • You can apply for credit consolidation and refinancing using our online credit pooling simulator.
  • You can discuss your loan consolidation project and possible refinancing solutions by calling Cashimagu financial advisers, available from 8 am to 8 pm Monday to Friday and 9 am to 6 pm on Saturdays.
  • you make an appointment with one of our advisers, in one of the Cashimagu spaces spread all over France.
  • Combined loans and refinancing solutions are repayable on a fixed-rate, fixed-term personal loan.

In addition to refinancing opportunities, Cashimagu’s credit consolidation solutions offer many other benefits:

  • Managing your various loans on a daily basis is greatly simplified. You do not waste time managing the formalities related to each of your different credits. You therefore have one and only one interlocutor.
  • Crediteriol Personal Finance’s credit pooling solutions make it possible to combine different types of credit, from consumer credit to loans linked to a store card, to bank overdrafts or mortgages. Subject to the acceptance of your application by Crediteriol Personal Finance, all of your loans can be converted into a single, traditional, fixed-rate, fixed-term personal loan.

Depending on your wealth situation, Crediteriol Personal Finance offers two options:

  • a loan aggregation solution for homeowners for an amount between € 6,000 and € 400,000 (1).
  • a loan consolidation solution for tenants for an amount between € 6,000 and € 80,000 (1).

(1) Subject to acceptance of your file by Crediteriol Personal Finance and after expiry of the withdrawal period.